Picking Up Discounts in the Produce Section: the Benefits of Grocery and Pharmacy Cards

Sign up for the free loyalty cards from your local grocery stores and pharmacies if they offer them.  They cost you nothing (I don’t even get junk mail from them!) and give you exclusive discounts and/or cash back.  Those offers marked by signs hanging under products throughout the store (clearance items, discounts, two-for-one deals, BOGOs, [...]

Get the Check and 5% Back

If you have a Discover More card, make sure to sign up for the 5% Cashback Bonus on restaurants going on throughout June.  Discover had a similar bonus event in March (offering 2% cashback), but this time around I did not receive any notifications in the mail or through e-mail and found out only when [...]

Discouraged by student loan payments? Rent’s too high? How about taking a trip to the Caribbean?

There is no reason for not having a frequent flier account and accumulating miles for practically every trip you take.  Frequent flier accounts cost absolutely nothing and may eventually earn you a free trip, even if it takes you a few years.
Airlines offer frequent flier programs with the idea that they can keep you loyal [...]

Hands Off the Retirement Fund

Our blog hasn’t talked about retirement yet, but expect several posts on it soon enough. For now, let me start with a short introduction, particularly useful for those of you who are interested in setting up a retirment account but do not know where to start (or even what all the codes mean) and those who might already [...]

How to Earn a 50,000% Return

As I was deciding which law school to attend last month, I did something I never thought of doing when I was applying for college – I negotiated my financial aid package. My second choice school had offered me $10,000 more in scholarship, so with two weeks before the first deposit deadline, I wrote the [...]

Update on the Credit Card Legislation: Paying in Full Does Not Make You a Free Rider; It Makes You Profitable

Last Thursday we wrote about two possible and essentially opposing ways that credit card companies could respond to the new legislation and affect users who always pay their monthly credit card bills in full and on time: increasing annual fees and limiting rewards programs or buffing up rewards programs to encourage those consumers to use [...]