To Travelers: Time to Make Room in Your Wallet

Capital One has recently launched a new travel rewards credit card, as you might have already heard from its many TV commercials.  If you like to travel, Capital One’s Venture Rewards credit card could be your match made in heaven.

IRS Open Houses Begin

This Saturday, March 27, IRS began holding Open Houses from 9:00 AM to 2:00 PM at over 180 offices across the nation to help taxpayers with their tax questions.  Click here to find the location nearest to you and here for the entire list of services provided.  And no worries if you missed this past Saturday, [...]

Sweepstakes Can Get You Coupons

Entering online sweepstakes may sometimes seem like a waste of time, particularly in those that run for days or even months and only select one grand prize winner.  But sometimes your entry can get you some interesting coupons as well. Banana Republic and Virgin America have partnered in a promotion called “Land the Look,” and, [...]

Citi/AAdvantage: Earn Miles, Save Some Too

For earning miles, the Citi/AAdvantage credit cards are fairly good ones, offering 1 mile per $1 spent (or 1.2 miles per dollar until May 31st for me, as I wrote about here) and relatively low annual fees starting at $85.   But Citi/AAdvantage credit cards come with another perk that is often overlooked.  Credit card [...]

Two More Cents on Amtrak

Two weeks ago, I wrote about my experience with Amtrak‘s cancellation policy.  Here’s an update on that trip:   In my post, I left off on where the Amtrak customer service representative canceled my outbound trip without imposing any cancellation fees – a huge deal, especially when compared to airline cancellation policies.  As I noted [...]

Concierge.com on Earning and Redeeming Miles

At Money Under Your Futon, we’ve frequently encouraged our readers to sign up for mileage and points accounts with their favorite airlines, hotels, and stores.  But not being able to redeem miles/points or shedding more of them than you would like can undermine even the most diligent efforts to accrue them. Condé Nast’s concierge.com sheds some light into the mileage [...]

Tip of the Week: Get in the Habit of Checking Your Credit Report

The Fair Credit Reporting Act guarantees each person free access to a credit report from each of the three credit bureaus (Experian, Equifax, and TransUnion) every twelve months.  It is generally good practice to periodically check your credit report to make sure it is accurate and that there are no suspicious, fraudulent, or unauthorized activities.  [...]

Public Service Announcement: Only One Month Left to Claim Your 2006 Refund

Earlier this week, the WSJ posted an article reminding readers that refunds on 2006 taxes can only be claimed until April 15, 2010.  Here, we provide more details. The IRS estimates that as many as 1.37 million people who did not file their 2006 taxes are actually due a refund, with a total value amounting [...]

Insurance is Not Just for You and Your Car

Most of us at are probably renters.  We might be testing out different career paths or deciding which graduate school to attend, but the bottom line is that most of us have neither the funds nor the commitment to purchase a home and stay in one place indefinitely.  Instead, we hold a premium on being [...]

Cancellation Policy Puts Amtrak Ahead

Amtrak‘s winter promotion is ending this weekend, but besides the environmental benefits and the sometimes lower prices, there is yet another reason to choose the train over the plane when traveling on shorter routes: Amtrak’s cancellation policy.  I had heard of the flexibility of its policy before, but this week I had the opportunity to [...]