Capital One has recently launched a new travel rewards credit card, as you might have already heard from its many TV commercials. If you like to travel, Capital One’s Venture Rewards credit card could be your match made in heaven. Continue reading
This Saturday, March 27, IRS began holding Open Houses from 9:00 AM to 2:00 PM at over 180 offices across the nation to help taxpayers with their tax questions. Click here to find the location nearest to you and here for the entire list of services provided. And no worries if you missed this past Saturday, the IRS is holding additional Open Houses until the income tax return deadline on April 15th, so be sure to keep your schedule open.
Entering online sweepstakes may sometimes seem like a waste of time, particularly in those that run for days or even months and only select one grand prize winner. But sometimes your entry can get you some interesting coupons as well.
Banana Republic and Virgin America have partnered in a promotion called “Land the Look,” and, by entering the sweepstakes, you not only try your luck in getting a round trip Virgin America flight, a hotel stay, and Banana Republic gift cards, but you also get two coupons delivered into your inbox. The first is a 20% off coupon for any full-priced item at Banana Republic stores, and the second, which can be quite valuable depending on where you fly, is a coupon for 10% off your next Virgin America ticket (promo code 54054109). Both coupons are valid only until the end of this month (March 31, 2010) and the latter applies to trips taken until June 9, 2010 (with blackout dates between May 28 and 31, 2010).
Other sweepstakes frequently come with deals as well. Entries to contests tied to magazines often give access to discounted subscription rates, which could be interesting if for a magazine you usually read or to which you already subscribe anyway, and sweepstakes run by manufacturers sometimes have a coupon as their final landing page.
If you are looking for coupons, searching online for codes is a first step. But entering related sweepstakes could be a useful second. And you never know – your resourceful entry could turn out to be lucky one too!
At Money Under Your Futon, we’ve frequently encouraged our readers to sign up for mileage and points accounts with their favorite airlines, hotels, and stores. But not being able to redeem miles/points or shedding more of them than you would like can undermine even the most diligent efforts to accrue them.
Condé Nast’s concierge.com sheds some light into the mileage redemption process in a recent article. Writing on “How to Maximize Your Miles,” they offer 10 tips for getting the most out of your mileage account, from well-known advice, such as looking for seats in code-share partner flights, to the more obscure but probably equally useful, including calling airline companies after midnight on a weekend and, if your home airport is an airline hub, considering a frequent flier program that is not from that airline but from one of its partners instead. To read the full article, click here.
The Fair Credit Reporting Act guarantees each person free access to a credit report from each of the three credit bureaus (Experian, Equifax, and TransUnion) every twelve months. It is generally good practice to periodically check your credit report to make sure it is accurate and that there are no suspicious, fraudulent, or unauthorized activities. In another month, we are hitting a four-month mark in the year 2010. If you have not ordered a credit report yet, now is the perfect time to do so.
One option is to order all three reports at once so you can compare them. Another plan would to be alternate every other year between spreading your credit reports throughout the year and requesting all three at once so you can get the best of both worlds. And remember to get your credit history from AnnualCreditReport.com, because it is the only source authorized by the Federal Trade Commission to provide free credit reports to consumers.
Earlier this week, the WSJ posted an article reminding readers that refunds on 2006 taxes can only be claimed until April 15, 2010. Here, we provide more details.
The IRS estimates that as many as 1.37 million people who did not file their 2006 taxes are actually due a refund, with a total value amounting to around $1.3 billion. California, Florida, and Texas each have over 100 thousand people who might still be due a refund on their 2006 taxes, and Californians alone might be leaving more than $150 million sitting in IRS coffers! Whatever is not claimed within 3 years of the original filing deadline (i.e., not claimed within a month from this past Monday) is forfeited and becomes IRS money. Continue reading
Amtrak‘s winter promotion is ending this weekend, but besides the environmental benefits and the sometimes lower prices, there is yet another reason to choose the train over the plane when traveling on shorter routes: Amtrak’s cancellation policy. I had heard of the flexibility of its policy before, but this week I had the opportunity to see it for myself.
I had booked a round-trip DC-NY ticket a month ago, but a week before traveling I decided to cancel my outbound trip (I would be traveling for work the week before, so it made more sense to fly back straight into NY rather than to DC just to take the train up). I called Amtrak only 4 days before the trip, and the customer service representative immediately canceled the outbound leg for a full refund, which I could confirm since Amtrak shows the price of each leg on a round-trip ticket purchase rather than a packaged price. Continue reading