Getting the Most from Your Amazon Purchases

If you are America’s largest online retailer, you don’t have to offer coupons or cash back deals to get people to buy from your web store. But if you are an Amazon customer, there are still ways to maximize the savings you get when making purchases on Amazon.com. First, there’s Amazon Prime, which, for $79 [...]

Discover More and Chase Freedom: 5% cash back is great and two ways to get it is even better

I am a huge fan of Discover’s credit card, and I am certainly not alone. Discover has ranked very well in several customer satisfaction surveys in recent years, receiving an award for best call center in the Credit Card Industry in 2010, and coming out on top in various areas directly related to consumers, including [...]

Cash for a Clunker Appliance

Similar to last year’s cash for clunker program, the American Recovery and Reinvestment Act of 2009 has allocated $300 million for rebates to eligible residential consumers when they recycle their used appliances and purchase new energy-efficient ones (otherwise known as ENERGY STAR appliances).  Each state is in charge of designing  and implementing its own unique [...]

With Discover, March Brings Some Generous Cash Back

Starting tomorrow and until March 31, 2010, Discover More cardholders can earn 5% cash back on purchases made at grocery and drug stores.  This bonus applies to up to $200 in purchases – effectively $10 in cash back, – and, to be eligible, users must sign up when logged into their Discover account. This promotion [...]

Start Lining Up Your Date Nights

For the last quarter of the year (October 1 to December 31, 2009), Discover is offering a 5% cashback bonus on up to $400 in purchases made at grocery stores, restaurants, movie theatres and video rental services.  If you make the maximum amount of $400 in eligibile purchases, you will get $20 in cashback, which [...]

A Note of Encouragement

I am a firm believer in loyalty programs, but I know that with some of them it almost feels pointless to give your number/card since it looks like it could take years to reach a reward level.  But these past two weeks were great for me on that front, and I want to offer you [...]

Gas It Up, At Least for this Quarter

For those who carry the Discover More credit card in their wallet, remember to sign up for this quarter’s 5% cashback bonus award (if you haven’t yet).  From now until September 30, 2009, you can earn 5% from purchases at stand-alone gas stations, hotels (booked directly by you via the phone or the hotel’s website, [...]

A Peek into My Wallet, Part II

Whether you are searching for a new credit card or re-evaluating the credit cards you already have, keep in mind that there are very few reasons to have more than 1-2 credit cards.  Having too many revolving lines of credit might lower your credit score and might increase the amount of time it takes to redeem any [...]

A Peek into My Wallet, Part I

There is no right credit card for everyone – the best credit card for you will depend on how much you generally spend each month, the type of purchases you make, and what benefits are most relevant to you.  While you should definitely review other credit cards if you are looking for a new one [...]

Get the Check and 5% Back

If you have a Discover More card, make sure to sign up for the 5% Cashback Bonus on restaurants going on throughout June.  Discover had a similar bonus event in March (offering 2% cashback), but this time around I did not receive any notifications in the mail or through e-mail and found out only when [...]