During Restaurant Week, get Amex Credit for Dining Out in New York

Next Monday, January 16, New York is kicking-off its 4-week-long Restaurant Week. As mentioned in my previous post, from Monday through Friday, January 16 to February 10, several restaurants in the city will be offering 3-course fixed-price meals for $24.07 during lunchtime and $35 during dinner.

Just like last year, American Express will be one of the event’s major sponsors – but this time with a much simpler promotion for restaurant guests. If you are an Amex cardholder, you can earn a $20 credit on your next billing statement after dining 3 times at any NYC Restaurant Week participating restaurant. You can mix and match the restaurants as long as they’re on the list. Last year’s promotion required a foursquare account and “synching” your Amex card, but this time all you have to do is sign up on the Restaurant Week/Amex webpage.

This offer is limited to the first 15,000 people who sign up, and each cardholder can only earn one $20 statement credit during the promotion period. Prepaid cards and corporate cards are not eligible for the promotion, nor are payments made through Amex’s “expresspay” feature. But if you are a regular Amex consumer or business card holder, this offer can be a fairly good deal. The minimum spend for your dine out to count for the credit is $24, but if you’re choosing from the Restaurant Week menu you’ve already got that covered. And getting $20 for spending $72 (plus tax) on 3 3-course lunches isn’t bad at all. There may be no such thing as a free lunch, but $20 gets you pretty close to a fourth Restaurant Week one.

AMEX offers $20 for 3 Restaurant Week dines in NY

January Restaurant Weeks: Eat Well and Save Money

As your stomach recovers from holiday overstuffing, you might not be too inclined to eat out. But restaurant associations in several major cities are doing their best to change your mind this January with a Restaurant Week. These “weeks,” which nowadays tend to last much longer (see New York’s eight-week “restaurant week” last summer), may be a great time to visit higher-end restaurants you’ve been meaning to check out – or to go to your local restaurant and trade in “the usual” for a 3- or 4-course meal. Participating restaurants offer fixed price meals for lunch and/or dinner, and more and more interesting restaurants have joined in on Restaurant Week throughout the years.

Below is a list of cities hosting Restaurant Week this January – with California and South Carolina both promoting state-wide events. All of these have their own dates and fixed prices, so check not only for your city but also to see whether your January travel plans match up with another Restaurant Week as well.

City Restaurant Week Dates Lunch Dinner
Alexandria (metro DC) January 13-22 $35
Baltimore January 20-29 $20.12 or 15.12 (3- or 2-course) $30.12
Charleston January 12-22 $20-40* $20-40*
Los Angeles January 22-27
January 29-February 3
$16-28* $26-44*
New York January 16-Feb 10 (M-F) $24.07 $35
Philadelphia January 22-27
January 29-February 3
$20 $30
Sacramento January 9-18 $30
San Diego January 15-20 $10-20* $20-$40*
San Francisco January 15-31 $17.95 $34.95
Toronto January 27-February 9 C$15-25* C$25-45*
Washington, DC January 9-15 $20.12 $35.12
Vancouver January 20-February 5 C$18-38*

*pricing varies by restaurant

While most participating restaurants don’t require reservations, Restaurant Week tends to bring in a lot of customers, especially to the more upscale restaurants, so it’s worth making a reservation if you can. Besides, with OpenTable co-sponsoring several of these events, participating restaurants tend to also be members of the online reservations program.

To ease the guilt from dining out after a food-packed holiday, consider the OpenTable points you’ll earn from making your reservation online and how much you’ll save at that restaurant you’ve been meaning check out when you take advantage of its Restaurant Week fixed-price menu instead. Bon Appétit!

Getting the Most from Your Amazon Purchases

If you are America’s largest online retailer, you don’t have to offer coupons or cash back deals to get people to buy from your web store. But if you are an Amazon customer, there are still ways to maximize the savings you get when making purchases on Amazon.com.

First, there’s Amazon Prime, which, for $79 offers 2-day shipping for an entire year on “millions of items” sold on Amazon, and, in my experience, almost all items shipped by Amazon itself. Students can get one year of Amazon Prime for free, and pay only $39 per year subsequently. If you shop a lot online, or are in the market for some bulky item with a high shipping charge, Amazon Prime may be a good deal.

But to get the most out of your Amazon purchases, look into double-dipping. Since August 2011, Hawaiian Airlines’ eMarket has been giving miles, now downgraded to 1 mile per dollar, for purchases made on Amazon.com. US Airways briefly also offered this deal, but has since pulled it down, making the eMarket currently the only portal worth a visit before an Amazon purchase.

earn miles on Amazon purchases through Hawaiian Airlines’ eMarket portal

To double-dip, take a peek in your wallet. This quarter, from January 1st to March 31st, 2012, Chase Freedom cardholders get 5% cash back on up to $1500 spent on gas and Amazon.com. Unless you spend over $100 on gas every week, the $1500 ceiling should be enough to let you effectively get up to 5% in savings when shopping on Amazon until the end of March.

If you don’t have the Chase Freedom card, the Citi Forward card may do the trick as well. Currently, the Citi Forward card, which gives 5 points per dollar on restaurants, books, music, and movies, seems to categorize purchases made on Amazon.com as “books,” effectively yielding 5% cash back when buying through the online retailer. However, unlike Chase Freedom’s deal, which explicitly includes Amazon.com in its 5% cash back category, Citi Forward does not offer a list of retailers eligible for earning 5 points per dollar. In other words, it’s a very sweet deal right now, but you should keep an eye on your statements since Citi can decide at any time that what you’re buying on Amazon doesn’t really count as a book.

On the other hand, if you’re looking to use points and save on cash when buying on Amazon, check your Discover balance instead. In October 2011, Discover announced a new redemption option for its cash back program: spend it on Amazon. The dollars are spent 1-to-1, but while statement credits and direct deposits can only be redeemed in increments of $50, the “pay with Cashback Bonus” option for Amazon allows Discover cardholders to redeem any amount of cash back on an Amazon purchase, which means you don’t have to wait as long to transform the cash back you earned into real cash. For this, all you have to do is link your Discover and Amazon accounts here.

But whether you use the Chase Freedom or Citi Forward card to earn more points, or Discover to redeem points, don’t forget to go through Hawaiian’s eMarket. Even though Amazon’s prices are often already a good deal, and there aren’t many coupons to be found, double-dipping can still maximize what you get out of your Amazon.com purchase.