Apple Calls – and Raises? – Staples’ Back to School Deal

Two weeks ago, I wrote about Staples’ current offer of a $100 prepaid card for students buying select laptops, which has since become the most popular post on this blog. As I argued on that post, despite all the hype, I don’t think it’s such a great deal, particularly since the offer is limited to 4 laptop models. But here’s a similar offer that might be worth getting excited about if you’re already Mac fan: Apple is giving a $100 Apple gift card to any student who buys a Mac (except for the Mini) by September 20, 2011.

The downside of this promotion as compared to the Staples’ one is that you get the reward as an Apple gift card, which can only be redeemed on the Mac App Store, the iTunes Stores, and the iBookstore, while the Staples deal offers a Visa prepaid card, which can be used anywhere. On the other hand, Apple’s offer applies to all new iMacs, MacBook Pros, MacBook Airs, and Mac Pros – both laptops and desktops – while Staples’ deal is much more limited.

a screenshot of Apple's deal: Who qualifies? You might!

Then again, even the cheapest Mac is more expensive than any of the laptops that qualify for the Staples offer. But let’s be honest: if you’re an Apple fan, you’re likely not in it for the money. So if you’re going big anyway, you might as well get the $100 gift card with your purchase.

To qualify for the gift card, you must use the Education Pricing discount that Apple usually offers to college students, parents, and faculty, which means you’ll get the discount plus the $100 card. To get the deal, you can buy your new computer online through the Apple Education Store, at an Apple store, or at your campus store. If you buy your new computer through one of the first two, the gift card will come with your purchase. If you buy on campus, just visit www.apple.com/promo within 90 days of your purchase to claim your gift card. There’s a limit of 2 gift cards per person during this promotion.

While Macs are definitely not the cheapest computers out there, I’m highlighting this offer in Money Under Your Futon because this blog isn’t just about saving; it’s about finding ways to save so you can live in style. If you’re a Mac fan, you clearly care about style. And if you’re eligible for this offer, you need all the deals you can get.

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Just Because Staples and Dell are Offering $100 Off Doesn’t Mean You Should Jump for these Laptops

While I was watching TV the other day, a Staples commercial advertising a $100 prepaid Visa card to students buying specific laptops caught my attention. Qualifying for the rebate card is fairly easy, as you only have to show a valid student I.D. or acceptance letter, and the prepaid card will be mailed to you eventually.[1]

This seemed to me like a great deal at first, so I decided to check out the eligible computers. There are only 4 models eligible for the prepaid card promotion, though to Staples’ credit they all come from different manufacturers – Dell, HP, Samsung, and Toshiba – and are of different sizes, giving buyers some options. However, they are all at least $579 without the rebate. I am not a computer expert and I can’t evaluate the specifications of each of the models in this promotion, but I think that while $499 (including the rebate) isn’t bad at all for a laptop, it doesn’t qualify as an amazing deal unless you are looking for exactly one of these 4 laptops. Even Staples is selling some other laptops for less than that, and I’m guessing most people don’t need more than a simple laptop for school or post-school work.

Along the same lines, Dell is offering $100 off its XPS 15 and XPS 17 laptops (promo code 932N$0ZCCHWZB9, sent to my inbox). These, however, are fairly advanced laptops with 3D capabilities and HD screens, starting at $799 without the discount. Chances are that, unless you work with graphics or are a computer aficionado, if you’re looking to save money these are probably not the computers for you – as enticing as a $100 discount may seem.

With all the back-to-school deals around, flexibility will likely save you more money than a $100 prepaid card or discount on these select laptops ever could. That said, if you’ve been eyeing any of the 4 laptops eligible for the Staples prepaid card, or Dell’s XPS series, this may be a good time to buy. Neither promotion has a published expiration date, but acting soon is probably better.

And if you do make a trip to Staples to check out their laptops, here’s another published offer that’s actually a good deal, albeit less flashy:  300 free printed labels with the coupon linked here. This could be useful for labeling your own stuff (including your new laptop!), or for making return address labels for job applications, thank you letters, and “please send money” requests sent to family.


[1] The terms and conditions for this offer seem to have been hastily written, and the exact timeframe in which the card will be mailed is unclear. Per the T&C: “Visa prepaid card will be mailed 15 days 4 to 6 weeks after submission of easy rebate.” Also, the webpage listed on the Staples website for the easy rebate redemption, http://www.StaplesEasyRebate.com, is incorrect and leads nowhere; the correct page is www.StaplesEasyRebates.com (with an “s” in the end).

Sales Tax Holiday 2011 is Underway

This post comes a little late, but we are right in the middle of Sales-Tax-Holiday Season! Many states had their sales tax holidays this past weekend, but Connecticut, Florida, Maryland, Massachusetts, and Texas still have theirs coming up. Take a look at the table below and mark your calendars if you are a resident of any of these states or live close enough to one that it may be worth the trek.

Virginia’s tax holiday has already passed and DC did not have one this year, but if you’re a resident of either of these two places, Maryland’s tax holiday next week may be worth a visit. Likewise, New Yorkers may want to take a trip to Connecticut, and those living New England may find next weekend to be the perfect time to visit Massachusetts.

This year was Arkansas’ first year hosting a tax holiday, while Illinois residents will notice that their usual holiday has been canceled for 2011.

Also note that although the 17 states that are having a tax holiday this year scheduled it to coincide with the back-to-school shopping season, you do not have to be a student or have children going to school to take advantage of the offer. As long as you are buying a qualifying item (see the list below), be it clothing or computer supplies, your purchase should be tax free.
 

State Tax Holiday Dates Tax-Exempt Items
Alabama Aug 5-7 Clothes priced at $100 or less. School supplies priced at $50 or less. Books priced at $30 or less. A single purchase of up to $750 for computers, computer software and computer school supplies.
Arkansas Aug 6-7 Clothing and footwear priced at $100 or less. Accessories and equipment priced at $50 or less. School supplies, art supplies, and instructional material – no price limit.
Connecticut Aug 21-27 Clothing and footwear priced at less than $300. *Note: until very recently, clothing and footwear under $50 was tax-free year round; this was repealed on July 1, 2011, making this tax holiday an even better deal than usual.
Florida Aug 12-14 Clothing, footwear, and certain accessories priced at $75 or less. School supplies priced at $15 or less.
Iowa Aug 5-6 Clothing and footwear priced at less than $100.
Louisiana Aug 5-6 The first $2,500 on the purchase price of most “tangible property” for personal use, excluding vehicles, meals, and services.
Maryland Aug 14-20 Clothing and footwear priced at up to $100.
Massachusetts Aug 13-14 Most tangible items priced at $2,500 or less, excluding vehicles, motorboats, meals, utility services, and tobacco.
Mississipi July 29-30 Clothing and footwear priced at less than $100.
Missouri Aug 5-7 Clothing priced at up to $100. School supplies under $50 per purchase. Computer software priced at up to $350. Personal computers and computer peripheral devices priced at up to $3,500.
New Mexico Aug 5-7 Clothing and footwear priced at less than $100. School supplies priced at less than $15. Computers priced at up to $1000 and computer hardware priced at up to $500.
North Carolina Aug 5-7 Clothing, footwear, and school supplies priced at up to $100. Sports and recreational materials priced at up to $50. School instructional materials priced at up to $300. Computers priced at up to $3,500 and computer supplies priced at up to $250.
Oklahoma Aug 5-7 Clothing and footwear priced at less than $100.
South Carolina Aug 5-7 Clothing, footwear, computers, printers, computer software and printer supplies, and various bedding and bath items – no price limit.
Tennessee Aug 5-7 Clothing, footwear, and school supplies priced at up to $100. Computers priced at up to $1,500.
Texas Aug 19-21 Clothing, footwear, backpacks, and school supplies priced at less than $100.
Virginia Aug 5-7 Clothing and footwear priced at less than $100. School supplies priced at less than $20.

Get Ready for Sales Tax Holiday Weekend 2009

Mark your calendars for shopping this weekend.  In several states this coming Friday, August 7th, kicks off a 2 or 3 day sales tax holiday, with back-to-school preparations in mind.  But this does not mean you have to be in school to benefit: most participating states are waiving sales taxes on any clothing purchase up to $100 (a maximum of $100 per item or per purchase, depending on the state; but if your state does the latter, just separate your items into more than one purchase under $100 if you can) and many are also including footwear and computers.  For a full list of states and items covered, visit the Federation of Tax Administrators’ website

Kiplinger.com also has a good summary, but the information for DC is outdated.  The early August tax holiday in the District, which is usually longer than the 2-3 standard, has been repealed (still no news on the November one) for fiscal reasons.  But DC residents need not miss out on the benefits – a short trip on the metro into Virginia over the weekend should do the trick.  The state of Virginia is waiving its (already lower than DC’s) sales tax from this Friday to Sunday on school supplies with a sales price of up to $20 and clothing and footwear items priced at up to $100, with an unlimited number of items or total cost.  A list of eligible and ineligible items is provided by the VA Department of Taxation.

With sales taxes ranging from 4% to almost 10%, purchases of eligible items in participating states will effectively come with quite a generous discount this weekend.  So if you were planning on buying clothes, computers, or other eligible items in the near future, this weekend looks like the perfect time to go shopping, rain or shine.